Year of Publication : 2025Author: Bugingo, E., Imbahafi, O., Umeonyirioha, A. C., Ahmad, T., Ntivuguruzwa, J. D. L. C., & Uwumuremyi, A. MCollege: College of Business and Economics(CBE)Research Discipline: EconomicsPublication type: ArticlePublisher: ElsevierVolume: NAIssue: NAJournal Name: Internet of Things,