Year of Publication : 2025Author: Nyamulinda, I. B., Rugema, H. A., Etienne, M., Bimenyimana, P. C., & Mutarindwa, S.College: College of Business and Economics(CBE)Research Discipline: EconomicsPublication type: ArticlePublisher: asjp.cerist.dzVolume: NAIssue: NAJournal Name: Nyamulinda, I. B., Rugema, H. A., Etienne, M., Bimenyimana, P. C., & Mutarindwa, S.