Year of Publication : 2026Author: Bugingo, E., Ishimwe, V., Simbi, G. U., Dusenge, A., & Nizeyimana, J. B.College: College of Business and Economics(CBE)Research Discipline: EconomicsPublication type: ArticlePublisher: juti.if.its.ac.idVolume: 87Issue: 118Journal Name: Jurnal Ilmiah Teknologi Informasi